Statement Shield

MCA Underwriting Software
Powered By AI

Instantly analyze bank statements, detect MCA risk, and fund smarter with Statement Shield’s AI tools built for brokers and funders.

AI Tools Built for MCA Underwriting

Accelerate approvals, detect risk, and automate funding decisions with these powerful underwriting features

Bank Statement Parser for MCA

Automatically extract balances, deposits, and transaction data from PDFs, CSVs, and QFX files with 99.9% accuracy.

Fraud Detection for Merchant Advances

Identify stacked MCAs, repayment overlap, and suspicious transfers with real-time alerts and high detection precision.

Automated MCA Underwriting

Analyze merchant cash flow and auto-score approvals in seconds using advanced AI built for brokers and funders.

AI Cash Flow Trend Analysis

Forecast seasonal trends, cash dips, and repayment risks using historical bank data and predictive analytics.

Document Watermarking & Compliance

Secure your statements with invisible watermarks and run instant compliance checks before funding decisions.

Multi-Format Bank Statement Support

Upload bank files in PDF, CSV, QFX, OFX, and more. Full support for direct API integrations and bulk processing.

Real-Time Underwriting Insights

Receive instant funding recommendations, risk flags, and confidence scores from thousands of statement data points.

Built for MCA Professionals

Every feature is purpose-built for MCA workflows — from initial screening to final decision and post-funding analysis.

AI-Powered MCA Underwriting Insights

Statement Shield’s AI analyzes merchant bank statements to generate approval scores, identify MCA risks, and recommend funding ranges — instantly.

Katy LLCmoderate risk
Location:Katy, TX
Business Type:LLC
Approval Score:6/10
Recommended MCA Funding Range
$10,000 – $50,000
Monthly Cash Flow Analysis
January+$10,578.69
Deposits
$148,970.37
Debits
$138,391.68
February+$3,776.68
Deposits
$83,226.47
Debits
$79,449.79
March-$33,954.95
Deposits
$76,373.04
Debits
$110,327.99
MCA Risk Assessment
Inconsistent deposit patterns
Multiple wire transfers
AI Confidence Score
60%

Automated MCA Analysis with AI Tools

Explore advanced features built for funders and brokers — from AI-driven risk detection to cash flow prediction and MCA stack alerts.

Predictive Analytics

Forecast future cash flow patterns and identify seasonal trends with 95% accuracy

95% accuracy
Fraud Detection

Advanced algorithms detect suspicious transactions and potential fraud indicators

99.8% detection rate
Debt Consolidation Analysis

Identify opportunities for debt consolidation and optimize payment structures

30% avg savings
Real-time Processing

Process bank statements in under 30 seconds with instant insights and recommendations

<30 seconds
Multi-format Support

Support for PDF, CSV, QFX, OFX, and direct bank API integrations

15+ formats
Compliance Monitoring

Automated compliance checks and regulatory requirement validation

100% compliant

AI-Driven MCA Insights at Scale

Leverage insights from over 500,000 bank statements analyzed by Statement Shield's AI to optimize your funding strategy and underwriting accuracy.

500K+
Statements Parsed
98.7%
AI Accuracy Rate
45%
Faster MCA Decisions
$2.3B
Total MCA Funding Facilitated

See How AI Transforms MCA Underwriting

Watch Statement Shield analyze real merchant bank statements to surface risks, trends, and funding opportunities in seconds.

Real-Time Cash Flow Trends
January
$148,970.37
Balance: $18,685.89
February
$83,226.47
Balance: $20,734.45
March
$76,373.04
Balance: $2,779.35
AI-Powered Risk Detection
Inconsistent deposit patterns
Multiple wire transfers
Approval Likelihood6/10

Why MCA Professionals Choose Statement Shield

Cut analysis time from hours to seconds
Flag suspicious activity and stacked MCA risk
Score funding likelihood with precision
Simplify documentation and compliance
Scale underwriting without scaling headcount

Try Statement Shield Free

Join hundreds of MCA funders and brokers already making faster, smarter decisions.

Empower Your Underwriting with AI Precision

Get instant insights, detect MCA stacking risk, and make faster, smarter funding decisions. Start your free trial of Statement Shield today.